A social security number, otherwise known as a social security account number, appears in the form of a nine-digit card that has been issued by the Social Security Administration to the US citizens and temporary and permanent residents. The SSN is important for a variety of purposes, from government retirement’s record keeping and work identification purposes to Housing and Urban Development applications. In fact, it would be quite alarming if your SSN is lost or stolen. Identity theft is a serious crime that creates havocs in the victim’s life and SSN is one of the ways through which thieves utilize your identity for illicit purposes like obtaining credits in your name, make purchases in your name, and applying for loans and opening new credit accounts using your social security number. You can get additional information at lost your social security card.
Identity thieves usually retrieve your social security card by stealing your wallets or purses or via raiding your trash in which you may have accidentally thrown some data containing your social security number as well as credit card details. There are also instances in which thieves search your mail box in order to steal such valid documents as valid bank letters along with credit and bank statements, pre-approved credit cards, and tax information. Some may become victim of SSN identity theft via phone calls asking for personal details. Thieves may also bribe employees who maintain employee database or buy personal information from sources that may have your personal details. Nowadays, people also become victim of SSN identity theft through online scams, known as phishing. This in turn happens when you furnish your personal information to an unsecured internet website or when reply to a spam email.
One may come to know that he has become a victim of SSN identity theft only when he receives a phone call from an unknown creditor or shops demanding for items’ payment that have never been bought. In some instances, your good credit may be utilized for opening a number of accounts in your name, thereby leaving debt in your name. A number of other problems are also associated with social security card identity theft such as employment problems. In short, the after affects of social security identity theft is quite distressing.
Hence, the best way to avoid identity theft is to be careful always. If it is not necessary, avoid carrying your social security card number. Lock your social security card in a safe place, and never disclose your social security number to anyone unless necessary. On the other hand, if it is important for you to carry your SSN, then use options such as iWallet – the high tech men’s cash and credit card wallet – to secure your SSN and other personal details plus cash. A specialty of iWallet is that it could be opened or accessed only if it recognizes your finger print, since it is incorporated with a biometric scanner.